Money Laundering Reporting Officer (MLRO)

About the role

Alchemy Group is looking for an experienced Money Laundering Reporting Officer (MLRO) / Hvidvaskansvarlig to lead financial crime risk governance and local regulatory compliance for its licensed Electronic Money Institution (EMI) in Denmark. As a Key Function Holder, the MLRO oversees local transaction surveillance, manages FIU escalations and maintains regulatory integrity and local substance under the Danish AML Act.

Key responsibilities

• Evaluate internal disclosures and submit Suspicious Activity Reports (SARs/STRs) directly to the Danish Financial Intelligence Unit
• Act as the primary local contact for Finanstilsynet on financial crime, sanctions and AML supervision
• Present risk indicators, SAR metrics and compliance assessments to the Executive and Supervisory Boards
• Maintain the Business-Wide Risk Assessment (BWRA) and oversee automated transaction surveillance and real-time sanctions/PEP screening
• Oversee CDD, KYB and EDD frameworks, recordkeeping and audit trails
• Review and present AML/CFT, Sanctions and Anti-Bribery policies for Board approval
• Monitor evolving regulatory requirements and provide independent oversight of controls
• Deliver mandatory AML/CFT training, coach and mentor the team, and run ad-hoc projects

Required profile

• 5+ years of specialized financial crime compliance experience as MLRO, Deputy MLRO or Senior AML Specialist in a regulated EMI, payment institution or bank in Northern Europe/EEA
• Fit & Proper clearance from Finanstilsynet or an equivalent EEA regulator
• Professional fluency in Danish and English
• Bachelor's degree in Law, Finance, Business Administration or similar preferred; professional AML qualifications highly preferred

Required skills

• Danish AML Act (Hvidvaskloven)
• GoAML portal workflows
• MitID/CVR registry integrations
• European payment frameworks (PSD2/PSD3, EMD2)

What we offer

• Competitive remuneration based on experience
• Medical insurance
• Annual discretionary performance-based bonuses
• Hybrid model and flexible working hours